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Gold IRA Questions and Answers

• How can I open a Golden IRA

Simply request the Free Golden IRA Information guide on how to open up an account by calling 888.969.6465. We can often start the paperwork process as soon as you make the call. In fact we do 90% of the work for you. A representative is there to help you through any details.



• Who does the Superior Gold Group work with for IRA custodianship and what are their fees?
  



Sterling Trust

Established in 1984 to provide quality administrative services for self-directed individual retirement accounts, qualified business retirement plans and personal custodian accounts, Sterling Trust Company currently administers accounts with assets exceeding $2 billion for clients in all 50 states. The company regularly complies with federal and state agencies overseeing regulatory compliance of directed trustees and custodians. In addition, Sterling is audited annually by the prominent accounting firm, Ernst & Young, and is annually examined by the Texas Department of Banking.

Sterling Trust prides itself in its superior customer service. Their representatives are fully trained, knowledgeable, and able to provide you a high degree of courteous service. You'll receive quarterly account statements, and be provided with the necessary government reporting. It's like having your own personal, professional administrative staff responding to your directions. For this superior brand of service, you'll be charged an annual custodial fee of $165.


• Am I eligible to make IRA contributions?

Generally, anyone under age 70 and a half who earns income from employment, including self-employment, can make annual contributions to an IRA.


• How much may I contribute to my IRA annually?

You may contribute a maximum of $3,000 or 100% of your compensation, whichever is less, to an IRA each year. SEP Plans and Pensions have higher limits.


• If I already have an IRA or other retirement accounts, can I transfer all or a portion of those proceeds to a Golden IRA?

Absolutely. You simply complete the Golden IRA forms and transfer any portion of your existing Retirement accounts you wish.


• What is a direct rollover?

A direct rollover is a distribution from your employer retirement plan which is sent to your IRA or another employer retirement plan. The 20% withholding is not imposed on a direct rollover.


• When can I start withdrawing distributions from my IRA?

You can begin withdrawals at age 59 1/2. Except for certain circumstances, any funds you withdraw before that date are subject to a 10% penalty.

You must begin withdrawals at age 70 1/2. For Roth IRAs, after five years, you may withdraw funds tax-free and penalty-free before age 59 1/2 for a first-time home purchase or to pay college costs. Further, you don't have to begin withdrawals from a Roth IRA when you reach age 70 1/2.

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